This is the User Agreement (the “Agreement”) for (the “Website”), which is owned and operated by Social Innovators Collective (“SIC”). This Agreement is a binding legal agreement between you (“User, “you” or “your”) and SIC. This Website provides Users with access to information, works of authorship, and other content (the “Content”) as well as to a variety of services, including the ability to make donations (the “Services”).

Please review the terms and conditions contained herein carefully. Your access to and use of the Website, as well as any Services, Content, or other information, tools, or materials available through the Website or used in connection with the Website, are subject to the terms and conditions set forth in this Agreement and the Privacy Policy located at, and all applicable laws and regulations. SIC is willing to license and allow the use of this Website only on the condition that you accept and agree to all of the terms and conditions contained in this Agreement. If you do not agree with these terms and conditions, you are not granted permission to access or otherwise use the Website. Your access to and use of this Website constitutes your acceptance of and agreement to abide by this Agreement.

SIC reserves the right to change or supplement the terms of this Agreement at any time, without prior notice, by posting here. You will be bound by any such changed or supplemental terms if you continue to use the Website after such changes are posted. We encourage you to review the Website and this Agreement from time to time to determine whether a revised Agreement has been posted. The date of the last revision appears at the end of this Agreement.

Description of Services

The Website hosts a series of small-business guides authored by professionals in the social impact space, which are designed to support early stage social entrepreneurs, nonprofit founders, creative professionals and individuals working on social impact projects (the “Guides”). Guide topics range from legal to branding to funding to operations. The guides are not exhaustive or cause-specific, but are intended to offer a foundation of learning and a strong starting point for today’s startup changemaker to create lasting impact.

The Guides

The Guides are made available to you for personal, non-commercial use only. All Guide Content (including, without limitation, text, design, graphics, logos, icons, and images) is the exclusive property of and owned by SIC, or the respective Guide designers or authors, and is protected by copyright and trademark and other applicable U.S. laws. SIC grants you a limited license to access and make personal use of the Guides. You may access, view, download, print and photocopy the Guides available on this Website for your personal non-commercial use only, provided you do not modify the Guides, or modify or delete any copyright, trademark or other proprietary notices that appear in the Guides. You may also share Guide Content through social media, using the embedded social media links on the Website. SIC reserves the right, in its sole discretion, to revoke this license at any time.

Except as set forth above, no part of any Guide may be reproduced, distributed, published, transmitted, photocopied or stored by third parties for download or for sale for any purpose, including commercial purposes, in any form or by any means, including electronic or mechanical methods, except with the prior written permission of SIC. No part of any Guide may be used in connection with a class, seminar, or workshop, or incorporated into a curriculum or course of study without prior written permission from SIC.

The Website provides Users with the ability to post comments to the Guides. The views expressed in such comments belong solely to their respective authors and do not necessarily reflect the views of SIC. SIC is not responsible for any comments posted or the consequences of following any advice offered within comments.

Informational Content: Disclaimer

The Guides may contain general information and opinions regarding legal, tax, finance, or other similar issues relevant to social entrepreneurs (“Informational Content”). The Informational Content, which may be included in the Guides or displayed in other areas of the Website, is made available as a convenience for Website Users and for general informational purposes only. The views expressed in the Informational Content belong solely to their respective authors and do not necessarily reflect the views of SIC.

The Informational Content is not intended to, and does not, constitute legal, tax, or financial advice or a legal opinion upon which a User may rely. The Informational Content is not intended to substitute for obtaining legal, accounting, tax, or financial advice from a licensed attorney, professional tax planner, accountant, financial planner or other professional licensed in your jurisdiction and familiar with the particular facts and circumstances at issue. Without limiting the foregoing, please note that Informational Content may not reflect recent changes in the law or tax code, and may be inaccurate or may not be applicable to the laws of the jurisdiction in which you live. You should not act or refrain from acting on the basis of any Informational Content, information, or advice contained on the Website without seeking the appropriate legal or other professional advice. SIC expressly disclaims all liability with respect to actions taken or not taken based on Informational Content, information, or advice appearing on the Website.

Payments and Payments Processing: Rules for All Payments

The Website provides you the ability to make a donation. SIC has engaged the services of Gumroad, a payment services provider, to process all donation/payment transactions. Gumroad manages the routing of applicable customer information through the credit card and electronic check processing networks. SIC is not affiliated with Gumroad, and neither is the agent or employee of the other, and neither is responsible in any way for the actions or performance (or lack thereof) of the other. Accordingly, SIC expressly disclaims responsibility and liability for all services provided by Gumroad, including those related to donation/payment transactions, and you hereby agree that SIC shall not be responsible for any loss or damage of any sort incurred as a result of such Gumroad services. Additionally, since Gumroad will have access to the information you provide to them when making a donation/payment transaction, we recommend that you closely review their privacy policy – which can be accessed from their website at
You hereby agree that, for all donations/payment transactions, (1) you will not use an invalid or unauthorized credit or debit card or other payment method; (2) donations/payment transactions will be charged to the credit or debit card or other payment method you use through Gumroad; and (3) all donations/payment transactions are final and non-refundable.

User Content

You warrant that all text, images and other content you post or submit to the Website, including but not limited to User comments, (“User Content”) are your original work and/or to the extent that the User Content includes any text, images or other content owned by a third party, you warrant that you are licensed to use and reproduce such content on the Website. You accept all liability for any issues that may arise from such User Content. Please do not submit any images or photographs for which you do not have a current model or property release unless you are otherwise authorized to post such material.

By submitting and posting User Content to the Website, you agree that such submission is non-confidential for all purposes. Any submission to this Website will be deemed and remain the property of SIC. You grant or warrant that the owner of such content has expressly granted SIC a royalty-free, perpetual, irrevocable, world-wide, non-exclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform and display the response, comment or content in any media or medium, or any form, format, or forum now known or hereafter developed. In other words, you agree that we may continue to display your User Content on the Website.

SIC reserves the right to review User Content, delete any User Content, refuse to post any User Content, and/or restrict posting rights to the Website for any reason whatsoever. If SIC becomes aware of any User Content that, in its sole discretion, violates this Agreement, or may be fraudulent, misleading, offensive, illegal, defamatory, or infringes the rights, or threatens the safety, of others, or is otherwise objectionable, SIC reserves the right, without notice and in its sole discretion, to edit and/or remove the User Content in question. You will, if asked by a representative of SIC, cease posting any User Content, and/or links to content, deemed by SIC to be offensive, objectionable, in poor taste, or otherwise in violation of this Agreement. Users who fail to comply with a request from SIC to cease posting such User Content may be banned from accessing the Website, and SIC expressly reserves its rights under the law to take any other actions that SIC deems necessary.

User Submissions

You understand and acknowledge that any questions, comments, suggestions, ideas, feedback or other information that you submit to SIC, whether via email or via a form provided on the Website (“User Submissions”), are not confidential and become the sole property of SIC, and that SIC shall own the exclusive rights, including copyrights and any other relevant intellectual property, in the User Submissions.

Copyright and Trademark Policy

Except where otherwise noted, SIC owns, or is the licensee of, all intellectual property rights in and to the Website, including all Content, text, photos, videos, images, source code, and trademarks (“Website Content”). Website Content is protected by U.S. and international copyright laws. The compilation (meaning the collection, arrangement and assembly) of all Website Content is also the exclusive property of SIC, or its licensors, and is protected by U.S. and international copyright laws. The use of Website Content, including images, by you, or anyone else authorized by you, is prohibited unless specifically permitted by SIC. Any unauthorized use of Website Content may violate copyright laws, trademark laws, the laws of privacy and publicity, and applicable regulations and statutes. SIC does not warrant or represent that your use of the Website Content, Services or any other materials displayed on this Website will not infringe rights of third parties. Commercial use of any Website Content is strictly prohibited without prior authorization from SIC.

If you believe that any Website Content violates or infringes upon your intellectual property rights pursuant to Title 17, United States Code, Section 512(c)(2), please notify us immediately at info[at] with all specifics necessary for us to consider and respond to your complaint. You may be asked to provide additional information and follow additional procedures for us to act on your complaint.

Certain trademarks are the service marks and trademarks of SIC or one of its affiliates. The domain name for this Website, all page headers, custom graphics, and button icons are service marks, trademarks, logos, and/or trade dress of SIC. All other trademarks, service marks, trade dress, product names, company names or logos, whether registered or not, on the Website are the property of their respective owners. In addition to complying with all applicable laws, you agree that you will not use any such trademarks, service marks, trade dress, or other logos from this Website without the prior written authorization of SIC.

Links to Other Websites and Content

The Website may contain links to other websites (“Third Party Sites”) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, software and other content belonging to or originating from third parties (the “Third Party Content”). SIC does control or monitor such Third Party Sites and Third Party Content, and cannot be held responsible for any Third Party Sites accessed through the Website or any Third Party Content encountered on the Website, including without limitation the content, accuracy, offensiveness, opinions, reliability or policies of or contained in the Third Party Sites or the Third Party Content. Inclusion of or linking to any Third Party Site or any Third Party Content does not imply approval or endorsement thereof by SIC. SIC shall not be responsible or liable, directly or indirectly, for any damages or losses caused or alleged to be caused by or in connection with your use of or reliance on any Third Party Site or any Third Party Content. If you choose to navigate from the Website to any Third Party Sites you acknowledge that you do so at your own risk and that SIC’s terms, practices, and policies no longer apply. You should review the applicable terms and policies, including privacy policies and practices, of any Third Party Site to which you navigate from the Website.

User Disputes

You are solely responsible for your interactions with other Website Users. SIC reserves the right, but has no obligation, to monitor disputes between you and other Users, and to delete the accounts of Users who engage in or escalate disputes with other Users.

Prohibited Uses

The Website is only to be used for lawful purposes, and in ways that do not infringe or restrict the rights of others or their use of the Website. You acknowledge and agree that you shall not use or attempt to use this Website (i) for any unlawful, unauthorized, fraudulent or malicious purpose; (ii) in a manner that could damage, disable, overburden, or impair any server, or the network(s) connected to any server; (iii) to interfere with any other party’s use and enjoyment of the Website; (iv) to gain unauthorized access to any other accounts, computer systems or networks connected to any server or systems through hacking, password mining or any other means; (v) to access systems, data or information not intended by SIC to be made accessible to the general public or Website Users; (vi) to attempt to obtain any materials or information through any means not intentionally made available by SIC; or (vii) for any purpose other than the purposes for which the Website was intended by SIC.

In addition, in connection with your use of the Website, you agree you will not:
a) post or submit any User Content or User Submission, or upload or transmit any message, information, data, text, software or images, or other content that is, or could be considered, unlawful, harmful, threatening, abusive, inflammatory, harassing, tortious, defamatory, vulgar, obscene, libelous, hate speech, or otherwise objectionable, that may invade another’s right of privacy or publicity, or that is knowingly false, misleading, or inaccurate;
b) post any other person’s identifying information (including their names, contact information or any other relevant information) within the Website but your own;
c) behave in an abusive and/or hateful manner, and/or harass, threaten, or engage in personal attacks or any type of “flaming,” or “troll” other users (for example, by posting topics or opinions that are designed to provoke a negative response from one or more specific users);
d) use profanity on the Website, post User Content that is obscene, sexually oriented, or sexually suggestive, or link to sites that contain such content;
e) create a false identity for the purpose of misleading others or impersonate any person or entity, including, without limitation, any SIC representative, or falsely state or otherwise misrepresent your affiliation with a person or entity;
f) use the Website to discuss illegal activities;
g) post comments or other messages that are clearly outside of the stated topic of any Guide or deliberately post repeated irrelevant messages or copies of identical messages (also known as “flooding”);
h) upload or transmit any material that you do not have a right to reproduce, display or transmit under any law or under contractual or fiduciary relationships (such as nondisclosure agreements);
i) upload or distribute files that contain viruses, trojan horses, worms, time bombs, cancel-bots, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property of another, or that are designed to do harm to or allow unlawful access to any computer hardware, software, networks, or any other systems;
g) delete any author attributions, legal notices, or proprietary designations or labels on any User Content that you upload to, or transmit via, the Website;
h) use the Website’s communication features in a manner that adversely affects the availability of its resources to other users;
i) upload or transmit any unsolicited advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes” or any other form of solicitation, commercial or otherwise, or collect personal information about Website users for the purpose of sending them any such advertisements, chain letters, pyramid schemes, or solicitations through other means;
j) upload or transmit any materials or information that include statements in support of, or in opposition to, any candidate for public office;
k) violate any applicable local, state, national or international law;
l) upload or transmit any material that infringes any patent, trademark, service mark, trade secret, copyright or other proprietary rights of any party;
m) delete or revise any material posted by any other person or entity;
n) probe, scan, test the vulnerability of or breach the authentication measures of, this Website or any related networks or systems, attempt to access any protected sections of the Website, or attempt to bypass or modify the features of the Website software;
o) harvest or otherwise collect information about others, including e-mail addresses; or
p) use any robot, spider, scraper, or other automated or manual means to access this Website, or copy any content or information on this Website.

SIC reserves the right to take whatever lawful actions it may deem appropriate in response to actual or suspected violations of this Agreement, including, without limitation, the suspension or termination of the User’s access and/or account. SIC may cooperate with legal authorities and/or third parties in the investigation of any suspected or alleged crime or civil wrong. Except as expressly limited by the Privacy Policy, SIC reserves the right at all times to disclose any information as SIC deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information, materials, or User Content from the Website, in whole or in part, in SIC’s sole discretion.

Warranty Disclaimers and Limitation of Liability

You understand and agree that your use of the Website is at your sole risk. While we do our best to keep our site functioning and free of bugs, SIC does not warrant that the functions and content on the Website or the Services will be free of interruptions, errors, viruses, or bugs, or will operate on all devices or operating systems, or that any such problems will be corrected. All Content, information, materials, Services, and anything else on or linked from the Website are provided on an “As Is” or “As Available” basis. SIC makes no warranty or guarantee about the truthfulness, accuracy, completeness, or adequacy of the Guides, the Website Content, User Content, or any materials, resources or other information contained in or linked to the Website, and Users relying thereon do so at their own risk.

SIC expressly disclaims all warranties and conditions with respect to the Website and the Services, whether implied, express, or statutory, including the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement of third-party rights, satisfactory quality, quiet enjoyment and accuracy.

In addition to the above warranty disclaimers, you understand and agree that SIC will not be liable for any loss of profit, loss or corruption of data, special, exemplary, punitive, incidental, indirect or consequential loss or damages suffered or incurred or arising in connection with the Website and/or the Services, or your use or inability to use the Website and/or the Services, or in connection with any act or omission by us (negligent or otherwise), even if SIC has been advised of the possibilities of those damages. You understand and agree that your use of the Website is predicated upon your waiver of any right to sue SIC and its affiliates directly or to participate in a class action suit for any losses or damages resulting from your use of the Website.

Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

Eligible Users; Children Under 13

The Website and the Services are intended solely for users who are 13 years of age or older, and any registration by, use of or access to the Website or the Services by anyone under 13 is unauthorized, unlicensed and in violation of these Terms of Use. If you are under 13, you are forbidden to use the Website and Services. Accordingly, by accessing the Website, you warrant that you are at least 18 years of age or older, or are at least 13 years of age and have received consent from your parent or legal guardian, and are fully able and competent to enter into the terms, conditions, representations and warranties set forth in this Agreement; otherwise, please exit the Website. If you are a parent or guardian of a child who is at least 13 years of age, but under the age of 18, and you give your child permission to use the Website, you hereby agree to the terms set forth in this Agreement on behalf of both yourself and your child. You further agree that you are solely responsible for any and all use of the Website by your child regardless of whether such use was authorized by you. Notwithstanding anything to the contrary set forth in this Agreement, if you are in a jurisdiction in which the minimum age permissible by law to use the Website or Services is greater than 13, all references to 13 in this section shall instead be replaced with the minimum age permitted in your jurisdiction.


Any notices to you from SIC regarding the Website or this Agreement will be posted on this Website or made by e-mail or regular mail.

Website Privacy Policy

Our Website Privacy Policy, located at
describes the details of SIC’s information practices and procedures for personal information we collect at this Website. We strongly urge you to read our Website Privacy Policy.

Force Majeure

SIC shall not be liable for any failure or delay in performance due in whole or in part to any cause beyond the reasonable control of SIC, including a delay in services from its contractors, agents or suppliers, and also including but not limited to utility or transmission failures, power failure, strikes or other labor disturbances, acts of God, acts of war or terror, floods, sabotage, fire, natural or other disasters.

Governing Law & Venue and Jurisdiction

By visiting or using the Website, you agree that the laws of the State of New York, without regard to principles of conflict of laws, will govern this Agreement and any dispute of any sort that might arise between you and SIC or any of our affiliates. Any dispute pertaining to this Agreement, except those disputes subject to binding arbitration, shall be brought exclusively in a court of competent jurisdiction in New York, New York.


Any controversy or claim arising out of or relating to this Agreement, except for temporary, preliminary, or permanent injunctive relief or any other form of equitable relief as to which the parties submit to the exclusive jurisdiction of the courts in New York, New York, shall be settled by binding arbitration in New York, New York, and administered by the American Arbitration Association (“AAA”) or similar arbitration body and conducted by a sole arbitrator in accordance with the AAA’s Commercial Arbitration Rules or the arbitration rules of a similar arbitration body. The arbitration shall be governed by the Federal Arbitration Act, codified in chapter 1 of Title 9 of the United States Code, as amended, to the exclusion of state laws inconsistent therewith or that would produce a different result, and judgment on the award rendered by the arbitrator may be entered by any court having jurisdiction thereof. Except as may be required by law or to the extent necessary in connection with judicial challenge, or enforcement of an award, neither a party nor the arbitrator may disclose the existence, content, record or results of an arbitration.

Before commencing any action pertaining to a controversy or claim arising out of or relating to this Agreement, the party wishing to commence the action shall provide reasonable notice to the other party before commencing the action, in order to allow the parties an opportunity to resolve the dispute before resorting to legal action.


You agree to defend, indemnify, and hold harmless SIC, and its affiliates, and all of their respective directors, officers, employees, representatives, proprietors, partners, shareholders, servants, principals, agents, predecessors, successors, assigns, accountants, and attorneys from and against any and all suits, actions, claims, proceedings, damages, settlements, judgments, injuries, liabilities, obligations, losses, risks, costs, and expenses (including, without limitation, attorneys’ fees and litigation expenses) relating to or arising from your use of this Website, the use of any Third Party Sites or Third Party Content, the uploading, transmitting, downloading, or use of User Content, your reliance on Website Content, your fraud, violation of law, or willful misconduct, and any breach by you of this Agreement as stated herein or as modified from time to time in SIC’s sole discretion.


This Agreement constitutes the entire agreement between you and SIC regarding the use of the Website, superseding any prior agreements between you and SIC relating to your use of the Website. The failure of SIC to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision in that or any other instance. If any provision of this Agreement shall be deemed invalid, unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions, and the remainder of this Agreement shall continue in full force and effect

Effective Date: This Agreement was last updated on January 7, 2015.

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